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SMSF Loans
Supercharge your retirement! Refinance your SMSF Loan and Save Thousands!
6.05% |
variable rate*
6.53%
comparison rate*
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SMSF Loans
Feeling trapped in your SMSF Loan? Refinance Pro makes securing a great rate SMSF loan simple. Our team are eager to help you get the best deal on your investment, saving you time and thousands of dollars in the process!
Fill out the quick survey to get started!
What is a Self-Managed Superannuation Fund or SMSF?
A Self-Managed Super Fund (SMSF) is a type of superannuation fund that is operated by its members for the purpose of providing retirement benefits to its members.
An SMSF loan is a home loan used by an SMSF to purchase an investment property. Returns on investment can be used for your capital gains or rental payments and these are redirected back into your superannuation for your retirement.
Refinance your SMSF Loan with us so you can start saving & retire earlier!
WHY CHOOSE US
We are dedicated to support you
You deserve care that’s simple, personalized, and hassle-free. Refinancing with us is designed to help you thrive. At Refinance Pro, everything works together for one very important cause. You.
Lower Rates
Our goal is to offer the most affordable home loan rates available!
Mortgage Offset
An offset account is a transaction account that can be linked to your home loan. It gives you the ability to use your savings to reduce the interest payable on your loan.
Online Convenience
We offer online convenience! Apply for an SMSF Loan with us from the comforts of your own home and get approved quicker!
Frequently Asked Questions (FAQs)
A Self-Managed Super Fund (SMSF) is a type of superannuation fund that is operated by its members for the purpose of providing retirement benefits to its members.
Yes! Our team will help you with all your SMSF Loan needs, including both the purchase of a new property, and the refinance of your existing SMSF loan.
You’ll receive a phone call appointment with one of our lending specialists to help you in the pre-approval of your loan, you’ll then receive your final approval, mortgage documents and loan agreement, once you’ve signed these, our team will deal with your existing lender. From this point, you’ll no longer need to pay your previous lender. Easy right? Then, we’ll pay the loan out by estimating payout costs based on current balance, rate and repayments. Your loan will settle and you’ll enjoy new low rates!
Here are some of the documents you’ll need…
- Recent Super Fund Statement/s evidencing contributions, cash, investments, rental
- Evidence of rental income
- Previous independent legal advice
- 6 months statement of the loan being refinanced
- Certified copies of SMSF Trust Deed and Property Trust Deed
For a full list of documents required, apply now!
Simple! We’re all about making our clients achieve their financial freedom quicker and easier! Our business’ online structure makes it easier and cost efficient for us to process your loan. We don’t have to pay for any branches or broker commissions, which means we are able to pass our savings directly on to you through low home loan rates!
There are some restrictions when it comes to any property bought with a SMSF loan, namely that you can’t construct a new home, nor can you live in the home at any stage until you reach retirement. We recommend for any questions on this you speak to your accountant or financial advisor.
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*The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.
* Should you have any queries in relation to any aspect of the information or services please do not hesitate to contact us. please note we value your privacy, any information you send to us will never be sold, traded or given to a third-party. This information is of a general nature only. Refinance Pro recommends that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Refinance Pro is a privately owned company and does not provide tax advice on behalf of the Australian tax office.
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